What is Your Fine Maine Property Worth? "You're Moving With Steve Welsh"
Stephen  Welsh

"You're Moving With Steve Welsh"



I take the buying process as seriously as my buyers do, therefore I offer nothing but the highest quality of service to my clients. When you decide to purchase your home, make sure you hire someone whom you can trust and someone who wants to earn your business. Buying your home is one of the most important purchases you will make, so make sure you have the right agent who can provide you with the experience and the service you deserve.

When you understand current market conditions, you are better able to position yourself as a Buyer in the market place. It helps to know if you are in a Seller's, Buyer's or Balanced market when setting your offering price. In a Buyer's market there is a lot more inventory and Buyers have plenty of choices and room to negotiate. In a Seller's market you are forced to be very competitive when setting your offering price and terms.

Take a moment to read FORM 3 from the state of Maine

Here are some of the steps I will take to find your perfect home

Determine Your Wants and Needs

This is the single most important step. By asking you a series of questions I will establish what you are looking for. My goal is to not waste your time by looking at properties that are not
in your price range or homes that don't meet your needs. Throughout the buying process I will maintain your confidentiality and represent your best interests.

Help You Get Pre-Qualified

This step will show you how much you can afford.  This is accomplished by speaking with your financial institution or Coldwell Banker's Nemoves Mortgage ™ and establishing what monthly payments you will be comfortable with.

Home Shopping

As your agent,  I will use every available method to locate a property that matches your search parameters.  This will include properties listed with our office, offered through other real estate companies, as well as unlisted properties. You can also search the listing service >HERE<. You can also get neighorhood information >HERE<. 

(just click the back button to return from these links)

The Offer

When I find the home that meets your criteria, I will assist you in writing an offer and act as your liaison to the seller. I will disclose all known facts about the property that are likely to affect your decision. Through our researching of the sellers disclosure, inspection results and government sources.I will write a contract and negotiate in your interest to attempt the result most favorable to you! Then work to arrive at closing.

VISIT TOWNS ONLINE:  Arundel  Biddeford  Bridgton  Cape Elizabeth  Casco  Cumberland  Falmouth  Gorham  Gray  Harrison  Kennebunk  Kennebunkport  Naples  New Gloucester  Poland  Portland  Raymond Saco  Scarborough  Sebago  South Portland  Standish  Windham  Yarmouth   Lewiston Auburn Westbrook  Parsonsfield  Porter  Limington  Baldwin  Cornish  Brownfield  Sabattus  Wells  Ogunquit  Denmark 

CONTACT ME NOW

 


Let me help you find out what you can afford! The mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $
Annual Insurance:  $
0.43%of Cost
Annual Property Tax:  $
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
        
Optional
Gross Debt Service Ratio (GDS): 
Total Debt Service Ratio (TDS): 
Condos Fees:  $

Results
  Receive this Detailed Analysis


Mortgage   Qualification   Affordability   Rent vs Buy    

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 


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